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I think you are right about the bigger picture - IMO, pulling out of Florida, California, Texas, etc. markets are just rumblings of the bigger adjustments to come. Communicating those bigger picture items to the public is going to be a real challenge.

I do have to disagree about how well Farmers communicated what they did - I could not find any press release or external announcement with any details or even some bland PR message. Farmers is getting savaged by the Desantis administration and others.

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